Nobody can honestly promise you a number. Here is what moves it up or down by line of insurance and by experience, so you can judge any claim you hear.
If you've searched for how much insurance agents make, you've probably seen wildly different answers. That isn't an accident. Income in this work depends on a stack of factors that vary person to person, and anyone quoting you a single number is selling something.
We won't give you a figure here, because we'd be guessing. What we can do is show you what actually drives it, so you can test any claim you hear, including ours.
Commission-only, hourly plus commission, and draw arrangements can produce very different months from the same amount of selling. See our posts on pay structure and commission for the details.
Different products pay differently, and they take different effort. Medicare and indemnity tend to be steadier and relationship-based. ACA and Private Health (U65) tend to be faster and higher-volume. Neither is automatically better. The right comparison is pay against the hours and pace each one takes.
Leads decide how much of your time goes to selling. Fresh, exclusive leads convert differently from shared or recycled ones, and who pays for them changes what you take home.
Hours worked, activity, and follow-through matter, especially in the first year. Part-time pace generally means part-time income.
New agents are learning the product, the systems, and the conversation. Experienced agents often have a faster start but not always, since a new agency, product, or lead source resets some of that learning. Experience helps. It doesn't guarantee a result.
Income you earn but then have to give back isn't income. How many of your customers keep their policies matters.
Pay timeliness, support, training, contract terms, and management style all affect what you actually keep and how long you last. This is the part we vet.
If the answer to most of those is no, treat the number as marketing.
Ask an agency what its typical agent in your situation actually earns, and ask a current agent the same question. Official government labor statistics can give you a broader picture, though they cover the whole industry and not any one agency.