New to insurance

Start with an agency that won't burn you out before you learn the job.

You don't need to gamble on commission-only from day one, and you don't need to guess whether an agency is legit.

What you get
  • Vetted agency matches in the insurance type you're interested in
  • Hourly + commission pay structure — not thrown straight into commission-only
  • Straight answers on lead quality, training, and whether residuals apply (usually they don't — we'll tell you either way)
  • No cost to you, ever

Getting licensed

Most agencies — especially on the health insurance side — expect you to already hold a state license, and they typically don't help you get there. We know that's a real barrier if you're starting from zero, so we offer two ways to close that gap:

Hands-on help

Guided licensing assistance

For a fee, we walk you through the licensing process end to end for your specific state — what's required, exam prep, timelines, and what to expect.

Do it yourself

Free state licensing resources

Prefer to handle it on your own? We provide free state-by-state requirements, timelines, and exam information so you're not starting from scratch.


The industry doesn't stand still

Insurance regulation changes — sometimes gradually, sometimes all at once. New rules can change how you're allowed to sell, what you have to disclose, or what certifications you need to keep. Those changes can also ripple into how the agencies you work for structure pay, leads, and day-to-day business.

This is part of why we don't vet an agency once and call it done — the standard has to keep applying, because the ground underneath it keeps shifting. It's worth going in expecting that the way things work today won't be exactly how they work in two or three years, and picking an agency that adapts well matters as much as picking one that looks good right now.


Common questions when you're just starting out
Do I need to already be licensed?
In most cases, yes — most agencies, especially on the health insurance side, expect agents to already hold a state license and don't typically provide licensing support themselves. If you're not licensed yet, we can help close that gap: through hands-on licensing assistance (a paid service) or our free state-by-state resource tool if you'd rather handle it yourself.
What does a normal first 90 days look like?
It varies by agency, which is exactly why we ask about training quality in our vetting survey. A well-vetted agency should have a real onboarding plan, not just a login and a phone.
Will I get free leads?
Depends on the agency and the insurance type — some provide leads (often at a cost that comes out of your pay), others expect more self-generated business. We ask this directly during vetting so you know before you start, not after.
Am I an employee or a contractor?
Almost always a 1099 independent contractor, even with an hourly component. Worth understanding for tax planning — ask your agency for specifics, and consider setting aside a portion of income for quarterly taxes.

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